Buying A Car in 2025? Listen First - Subprime Crisis 2.0?! | Zach Shefska
Automotive market expert Zach Shefska joins me to discuss the rising risks in the U.S. auto loan industry. We explore why auto loan delinquencies are hitting record highs, the volatility in used car prices, and concerning trends like banks offering risky loans again. Zach also shares insights on repossessions, the affordability crisis, and what consumers should watch out for when buying a vehicle today.
#AutoLoans #UsedCars #economy
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๐จโ๐ผ Guest: Zach Shefska
๐ข Company: CarEdge.com
๐ https://caredge.com/
๐ @shefska
๐บ @ZachShefska1
๐
Recording date: March 18th, 2025
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Timestamps (AI generated)
00:00 Intro
01:05 Welcoming Zach Shefska
02:22 Is the auto loan industry a threat to the economy?
04:09 Record-high auto loan delinquencies
06:00 Banks loosening credit again โ Whatโs the risk?
09:00 Why vehicle repossessions are on the rise
12:26 Negative equity crisis explained
15:07 Used car prices remain elevatedโwhy?
18:06 Affordability and loan terms at all-time highs
20:07 EV prices dropping โ Is Tesla losing ground?
22:10 Whoโs footing the bill for defaulted auto loans?
24:45 Tariffs, politics, and future car pricing
26:49 Are longer loan terms making things worse?
28:51 Car affordability crisis: Who can still buy?
30:33 Zachโs advice for car buyers today
38:04 Closing thoughts & outro
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#AutoLoans #CarLoans #UsedCars #CarPrices #Inflation #Recession #InterestRates #Debt #FinancialMarkets #Automotive #MarketTrends #Economics #careedge #Zach Shefska
